> For the complete documentation index, see [llms.txt](https://propichain.gitbook.io/propichain/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://propichain.gitbook.io/propichain/real-estate-tokenization/borrowing-against-nft.md).

# Borrowing Against NFT

PropiChain offers property owners the ability to borrow against the equity of their NFTed property, democratizing home equity financing. By using their NFTed property as collateral, homeowners can access financing at lower interest rates, similar to traditional HELOCs. This innovative approach leverages the benefits of blockchain technology, providing a more accessible and affordable financing option for property owners. The integration of this feature with DeFi further enhances the financial flexibility and utility of owning NFTed real estate.


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